Federal Register #2026-22357

HUD–SSA verification program for FHA mortgage insurance applicants

HUD and SSA are establishing a data-matching program to verify information for FHA mortgage insurance applicants. - Government buyer and participating agencies: Department of Housing and Urban Development (HUD), through the Federal Housing Administration (FHA) and the Office of Single-Family Program Development, is working with the Social Security Administration (SSA). - Program: SSA will verify Social Security numbers and related identifying information for people applying to FHA Single-Family mortgage insurance, including borrowers, non-borrowing spouses, and other individuals named on mortgage applications. - HUD submits the first name, last name, Social Security number, and date of birth for individuals who provided written consent; SSA returns verification results to FHA through HUD. - Products and vendors: No products, quantities, commercial vendors, or OEMs are identified; this is a government data-matching program, not a procurement request. - Requirements: The program supports eligibility determinations and involves personal identifying information submitted through HUD’s Single-Family Mortgage Insurance Origination System.

Description

HUD and the Social Security Administration are providing notice of a new computer matching program. SSA will disclose Social Security Number verifications to the Federal Housing Administration through HUD to verify individuals’ eligibility for FHA Single-Family mortgage insurance programs. The program matches identifying information submitted with mortgage applications against SSA records and returns verification responses to HUD. The program is scheduled to take effect December 3, 2026, and remain in effect for 18 months.

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