Federal Register #CFPB-2026-0025

CFPB Requests Comments on Extending the Regulation E Information Collection

The Consumer Financial Protection Bureau (CFPB) is requesting comments on extending its existing information collection under the Electronic Fund Transfer Act (Regulation E). - Government buyer: Consumer Financial Protection Bureau (CFPB); no sub-agency or office is identified. - Notice purpose: Seek Office of Management and Budget approval to extend the information collection under OMB Control Number 3170-0014. This is not a procurement opportunity. - Information covered: Disclosures and other requirements for electronic fund transfer and remittance transfer services, including consumer rights and responsibilities, error resolution, liability for unauthorized transfers, and certain gift and prepaid card requirements. - Estimated burden: 600,000 respondents and 3,361,056 annual burden hours. - Requested comments: The necessity and usefulness of the collection, the accuracy of the burden estimates, ways to improve the information collected, and ways to reduce respondent burden. - Products, vendors, and OEMs: None identified.

Description

The Consumer Financial Protection Bureau requests an extension from the Office of Management and Budget for the existing information collection titled “Electronic Fund Transfer Act (Regulation E),” OMB Control Number 3170-0014. The collection concerns disclosures and other requirements under the Electronic Fund Transfer Act and Regulation E for electronic fund transfer and remittance transfer services, including error resolution procedures and consumer liability. The notice invites comments on the need for the collection, the estimated burden, ways to improve the information, and options to reduce respondent burden. Written comments are due by December 29, 2026.

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