Federal Register #2026-22228

CFPB seeks comment on renewal of Regulation X information collection

The Consumer Financial Protection Bureau (CFPB) is seeking public comments on renewal of its Regulation X information collection approval. - Government buyer: Consumer Financial Protection Bureau (CFPB); no sub-agency or office is identified. - Notice purpose: The CFPB is requesting renewal of Office of Management and Budget approval for its existing Real Estate Settlement Procedures Act (Regulation X) information collection, under OMB Control Number 3170-0016. - Information covered: Disclosure and recordkeeping requirements intended to help consumers choose settlement service providers, review settlement terms, identify contacts for mortgage questions, and detect potentially inaccurate loan-servicing practices. - Estimated burden: 9,377 respondents and 1,811,553 annual burden hours. - OEMs and vendors: None named; this is an information-collection notice, not a solicitation for products or services. - Products and services requested: None.

Description

The Consumer Financial Protection Bureau is requesting renewal of OMB approval for its existing information collection, “Real Estate Settlement Procedures Act (Regulation X).” Regulation X includes disclosure and recordkeeping requirements used by consumers when choosing settlement service providers, reviewing settlement terms, contacting parties about mortgage loans, and identifying potentially inaccurate loan-servicing practices. Written comments are requested by December 29, 2026.

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