Federal Register #2026-20822

HUD announces rates for FHA-insured mortgage debentures

HUD has issued a rate-setting notice for debentures tied to FHA-insured loans and mortgages under the National Housing Act. - Government buyer: U.S. Department of Housing and Urban Development (HUD), Office of the Assistant Secretary for Housing; the notice concerns the Federal Housing Administration (FHA). - Rates announced: Section 221(g)(4) debentures bear interest at 4.5% for the applicable six-month period. For debentures issued under other provisions, the rate is the higher of the rate in effect at the insurance commitment or mortgage endorsement; the applicable rate for the period is 5%. - Procurement scope: This is a rate-setting notice, not a solicitation or contract award. No products, services, quantities, OEMs, or vendors are requested or identified.

Description

This notice announces interest rates for debentures issued for loans or mortgages insured by the Federal Housing Administration under the National Housing Act. For debentures issued under Section 221(g)(4) during the six-month period beginning July 1, 2026, the interest rate is 4.5 percent. For debentures issued under other provisions, the applicable rate is the higher of the rate in effect when the insurance commitment was issued or when the loan or mortgage was endorsed for insurance; the rate for loans or mortgages committed or endorsed during that six-month period is 5 percent.

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