Luzerne County Civicplus #10052026RFPCM

Luzerne County seeks proposals for countywide insurance coverage

Luzerne County is seeking carrier proposals for its countywide insurance portfolio for an annual policy term beginning in 2027. - Buyer: Luzerne County, Pennsylvania; the solicitation identifies county government and no sub-agency or office. - Requested service: Insurance coverage for the County and specified programs. Carriers may propose on any or all requested coverage areas. - Property coverage, including buildings and business personal property, business income/extra expense, loss of rents, fine arts, equipment floater, computer equipment, and radio towers and equipment. - Systems/equipment breakdown, crime, commercial general liability, automobile liability and physical damage, and umbrella/excess liability. - Public officials, employment practices, network security/privacy and cyber liability; law enforcement and excess law enforcement; emergency dispatchers; and public defender/lawyers professional liability. - Property and equipment breakdown for Keystone Job Corps; liability coverage for Children and Youth, Mental Health/Developmental Services, Area Agency on Aging, and Drug and Alcohol programs. - Fiduciary liability, excess workers compensation, and drone liability. - Specified limits include: $312,574,885 for the county property blanket; $5,300,000 for business income/extra expense; $300,000 for loss of rents; $5,000,000 for umbrella liability, crime employee dishonesty, and fiduciary liability; $3,000,000 cyber aggregate; and $1,000,000 drone liability. - Proposal requirements: Proposals are requested on a zero-commission basis and should clearly specify coverage, limits, deductibles, retentions, and endorsements. The initial release also calls for complete coverage descriptions and written disclosure of exceptions or deviations; broader alternative coverage may be proposed if explained separately. - Named OEMs or insurance vendors: None are identified. Luzerne County is the buyer, not a named carrier. - The attachment includes additional insurance lines beyond those listed in the initial release, including Area Agency on Aging, Drug and Alcohol, fiduciary, excess workers compensation, cyber, and drone coverage.

Description

Luzerne County is seeking proposals from qualified insurance carriers to provide insurance coverage for the County. The policy term is January 1, 2027, through January 1, 2028. Carriers may propose on any or all of the specified coverage areas, including property, liability, auto, umbrella, professional liability, and other listed insurance lines. Proposals are due October 30, 2026, by noon, and are to be submitted to Bill Joyce at Brown & Brown.

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