Federal Register #2026-18944

RFI for Optimizing Federal Employees Health Benefits (FEHB) Plan Offerings

The Office of Personnel Management (OPM) is seeking public input to optimize health benefits plan offerings for federal employees and postal workers. - Government Buyer: - Office of Personnel Management (OPM) - Administrator of Federal Employees Health Benefits (FEHB) and Postal Service Health Benefits (PSHB) Programs - OEMs and Vendors: - No specific OEMs or vendors are named; focus is on health insurance carriers and plan options - Products/Services Requested: - Consultation and feedback regarding health benefits plan options - Input on the number and types of plan options (e.g., three options or two options plus a high-deductible health plan) - No physical products, part numbers, or purchase quantities specified - Unique/Notable Requirements: - Evidence-based criteria for plan offerings - Potential regulatory changes to optimize plan choices - Consideration of impacts on premiums, operational practices, and consumer experience - Input to inform future rulemaking for high-value, competitive health plan choices

Description

This request for information (RFI) seeks public input on optimizing health benefits plan options offered in the Federal Employees Health Benefits (FEHB) Program, including the Postal Service Health Benefits (PSHB) Program. The goal is to provide enrollees with high value choices at competitive costs while ensuring an appropriate number and distribution of options. Currently, plans are limited to offering three options or two options and a high-deductible health plan (HDHP) pursuant to 5 CFR 890.201(b)(3)(i). The information gathered will inform the Office of Personnel Management (OPM) on whether modifications to current FEHB regulations are needed through future rulemaking.

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