Federal Register #2026-18766

Interim Final Rule: Expanded Examination Cycle for Small Insured Depository Institutions and U.S. Branches and Agencies of Foreign Banks

This opportunity involves a regulatory action, not a procurement: - Government buyers: Treasury Department, Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System (Board), and Federal Deposit Insurance Corporation (FDIC) - No OEMs or vendors are mentioned, as this is not a purchase or contract opportunity - No products, part numbers, or quantities are requested - The interim final rule implements section 903 of the 21st Century ROAD to Housing Act - Raises asset threshold for certain supervised institutions to less than $6 billion - Allows qualifying institutions to move from an annual to an 18-month on-site examination cycle - Applies similar changes to U.S. branches and agencies of foreign banks under the International Banking Act of 1978 - Notable requirements: - Eligibility criteria include asset thresholds, management ratings, absence of enforcement actions, and no recent changes in control - No procurement-relevant information such as contract vehicles, vendors, or product/service requests

Description

The Office of the Comptroller of the Currency (OCC), Board of Governors of the Federal Reserve System (Board), and Federal Deposit Insurance Corporation (FDIC) are jointly issuing an interim final rule to implement section 903 of the 21st Century ROAD to Housing Act. This rule raises the asset threshold for certain supervised institutions with less than $6 billion in total assets to qualify for an 18-month on-site examination cycle. It also makes parallel changes to regulations for U.S. branches and foreign bank agencies consistent with the International Banking Act of 1978. The rule is effective September 14, 2026, and comments must be received by October 14, 2026.

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