Opportunity

Federal Register #2026-18493

Annual Notice of Interest Rates for Federal Student Loans under the William D. Ford Federal Direct Loan Program

Buyer

Department of Education

Posted

September 10, 2026

Identifier

2026-18493

This notice from the Department of Education's Federal Student Aid office announces annual interest rates for federal student loans under the William D. Ford Federal Direct Loan Program. - Government Buyer: - Department of Education - Federal Student Aid - Products/Services Referenced: - Federal Direct Loans (Direct Subsidized, Direct Unsubsidized, Direct PLUS Loans) - Consolidation Loans - Federal Family Education Loan (FFEL) Program - Key Details: - Fixed interest rates are set for loans with first disbursement between July 1, 2026, and July 1, 2027 - Rates are determined using formulas based on the 10-year Treasury note and statutory add-on percentages - Variable-rate and consolidation loan information is included - No OEMs or commercial vendors are involved; this is a regulatory notice, not a procurement opportunity - The products referenced are federal student loan types, not physical goods or commercial services

Description

This notice announces the interest rates for Federal Direct Stafford/Ford Loans (Direct Subsidized Loans), Federal Direct Unsubsidized Stafford/Ford Loans (Direct Unsubsidized Loans), and Federal Direct PLUS Loans (Direct PLUS Loans) made under the William D. Ford Federal Direct Loan Program with first disbursement dates on or after July 1, 2026, and before July 1, 2027. It provides detailed fixed interest rate information for these loans and explains the formulas used to determine the rates. The notice also includes information on variable-rate loans and consolidation loans under the program. The Department of Education is the issuing agency for this notice.

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