Opportunity
My Florida Marketplace #RFP-FIN-01-0-2026
Town of Orange Park Solicits Comprehensive Municipal Insurance Coverage
Posted
August 27, 2026
Respond By
September 08, 2026
Identifier
RFP-FIN-01-0-2026
NAICS
524210
The Town of Orange Park, Florida, is seeking proposals for a comprehensive suite of municipal insurance coverage services. - Government Buyer: - Town of Orange Park, Finance Director's Office (John Villanueva) - Insurance Coverage Requested: - Property Coverage: $36.2 million total insured value for buildings, personal property, and electronic data processing equipment - Inland Marine Coverage: $1.4 million for scheduled and unscheduled equipment (generators, loaders, trailers) - Crime Coverage: Limits include Forgery/Alteration ($50,000), Theft Inside Premises ($10,000), Theft Outside Premises ($5,000), Computer Fraud ($500,000) - Public Officials/Errors & Omissions/Employment Practices Liability: $1.5 million per claim/aggregate, zero deductible - Automobile Liability: $1.5 million per accident, covering 110 vehicles (cars, trucks, fire/rescue, police, special equipment) - General Liability & Law Enforcement Liability: $1.5 million per occurrence/aggregate, zero deductible - Workers' Compensation: Statutory coverage for 119 employees, $1 million employer's liability per accident/disease - Police & Firefighters Accidental Death & Dismemberment: $75,000 principal sum (line of duty/fresh pursuit), $225,000 for unlawful/intentional death, covering 26 police officers and 23 firefighters - Fuel Storage Tank Liability & Clean-Up: $1 million per occurrence/aggregate, $25,000 deductible, for three storage tank sites - Notable Requirements: - All carriers must be licensed and have strong financial ratings - Premium breakdowns by coverage line are required - Coverage effective on specified date, with rates guaranteed for at least 12 months - Renewal terms based on service, cost, and carrier stability; 90 days' notice required for rate increases or termination - No specific OEMs or insurance carriers are named; open to all qualified providers
Description
The Town of Orange Park is requesting sealed proposals for Property and Casualty Coverage, including Automobile Coverage, Fuel Storage Tank coverage, Police Officers and Firefighters Accidental Death and Dismemberment Coverage, and Workers' Compensation Coverage. The insurance coverage is to be effective starting October 1, 2026. Proposals must be submitted to the Town Clerk’s Office by 2:00 PM on September 9, 2026. The complete Request for Proposal and all related documents can be downloaded from the Town’s website.