Opportunity
Tennessee Department of General Services #RFP 31786-00193
Tennessee seeks proposals for group life and accidental death and dismemberment insurance for state employees and higher education agencies.
Posted
August 20, 2026
Respond By
November 13, 2026
Identifier
RFP 31786-00193
NAICS
524113
The State of Tennessee is seeking proposals for a comprehensive group life and accidental death and dismemberment (AD&D) insurance program for state employees and higher education agencies. - Government Buyer: - State of Tennessee, Department of General Services - Division of Benefits Administration, State Insurance Committee - OEMs and Vendors: - Minnesota Life (current provider, mentioned in historical data) - Open to all qualified insurance companies - Products/Services Requested: - Group fully-insured basic term life insurance (employer-paid) - Group fully-insured voluntary term life insurance (employee-paid, includes dependents) - Group minimum premium insured basic AD&D insurance (employer-paid) - Group fully-insured voluntary AD&D insurance (employee-paid, includes dependents) - Optional child term life insurance rider - Core services: medical underwriting, disability determination, claims processing, enrollment file processing, reporting, and completion of state insurance filings - Unique/Notable Requirements: - Automatic transfer of currently enrolled employees - Guaranteed issue for new employees - Medical underwriting for late entrants - Extensive reporting and file layout requirements - Online services for members and employers, including call center and outreach - Benefit period covers five years, with all plans and services delivered throughout the contract duration.
Description
The Tennessee Department of General Services is seeking proposals for Life and Accidental Death and Dismemberment Insurance. The solicitation aims to secure a single contract with an insurance company to provide a group fully-insured voluntary term life insurance plan, a group fully-insured voluntary Accidental Death and Dismemberment (AD&D) insurance plan, and a group minimum premium insured basic term life and basic AD&D insurance plan. The benefit period for all plans is from January 1, 2028, through December 31, 2032. The plans cover eligible employees of State Government and State Higher Education agencies and their eligible dependents, with specific eligibility and benefit requirements detailed in the solicitation attachments.