Federal Register #2026-15777

Federal Reserve System Proposes Amendments to Regulation O on Insider Loans

This opportunity is a regulatory rulemaking proposal from the Board of Governors of the Federal Reserve System regarding amendments to Regulation O: - The Federal Reserve is seeking public comment on proposed changes to Regulation O, which governs loans by member banks to their executive officers, directors, principal shareholders, and affiliates. - Key objectives include: - Modernizing and clarifying regulatory requirements - Incorporating existing statutory and interpretive guidance - Reducing regulatory burden for member banks - Notable proposed changes: - Updating outdated dollar-based thresholds for loans - Establishing a mechanism to periodically index these thresholds based on economic growth - Addressing the application of Regulation O to member banks lending to companies controlled by large asset management companies through passive investment funds - Reorganizing the regulation for improved accessibility - The proposal requests input on methodologies for threshold adjustments and potential exceptions for certain types of investment funds - No products, services, OEMs, or vendors are involved, as this is not a procurement or contract opportunity

Description

The Board of Governors of the Federal Reserve System is inviting public comment on proposed amendments to Regulation O, which governs loans by member banks to their insiders and insiders of their affiliates. The amendments aim to update and modernize the regulation, increase transparency by clarifying requirements and incorporating existing interpretations, and promote efficiency by reducing regulatory burden. The proposal includes updating outdated dollar-based thresholds and indexing them going forward, addressing the application of Regulation O to member banks lending to companies controlled by large asset management companies through passive investment funds, and reorganizing the regulation to streamline the text and improve accessibility. Comments are due by October 5, 2026.

View original listing