Opportunity
Hamilton County PlanetBids #0726-011
Hamilton County Solicits Employee Life and Disability Insurance Proposals
Posted
July 24, 2026
Respond By
August 20, 2026
Identifier
0726-011
NAICS
524113
Hamilton County, Tennessee is seeking proposals from qualified insurance carriers for employee life and disability insurance coverage. - Government Buyer: - Hamilton County Procurement Department - Requested Services: - Group insurance coverage for county employees, including: - Basic Life Insurance - Accidental Death and Dismemberment (AD&D) - Supplemental Life Insurance (including Dependent Life) - Voluntary Long-Term Disability (LTD) - Voluntary Short-Term Disability (STD) - Key Requirements: - Proposals must be submitted directly by insurance companies (not brokers or consultants) - Vendors must have at least 10 years of experience and relevant licenses - Must have experience serving governmental entities - A.M. Best rating of A- or better required - Minimum three-year rate guarantee for all lines of coverage - Group (not individual) policies only - Detailed plan designs and pricing required - The County is open to alternative options that maximize value for employees - Contract Details: - Initial contract term of three years, with an option to extend for an additional three years - Proposal validity for 180 days post submission - Open enrollment scheduled prior to contract start
Description
Hamilton County, Tennessee is soliciting proposals from qualified insurance carriers for Employee Life and Disability Insurance. The coverage includes basic Life, Accidental Death and Dismemberment (AD&D), Supplemental Life including Dependent Life, and employee Voluntary Long-Term and Voluntary Short-Term Disability insurance. Proposals must be submitted directly by insurance companies, not brokers or consultants, and the contract term is three years with an option to extend for an additional three years. The evaluation will consider compliance, qualifications, service experience, cost effectiveness, and other factors beyond price.