Erath County Civicplus #42

Erath County Solicits Group Medical and Related Insurance Benefits for 2027

Erath County, Texas is seeking proposals for a comprehensive suite of group medical and related insurance benefits for county officials, employees, and their dependents. - Government Buyer: - Erath County Commissioners Court, managed by the Erath County Auditor's Office - Requested Insurance Coverages (each to be bid separately): - Group medical insurance (with broker commission at $40 PEPM or 5%) - Retiree medical insurance - Dental insurance - Vision insurance - Accident insurance - Cancer insurance - Critical illness insurance - Short-term and long-term disability insurance - Hospital indemnity insurance - Basic and voluntary life and accidental death and dismemberment (AD&D) insurance - Emergency transportation insurance - Whole life insurance - Medical Expense Reimbursement Plan (MERP) - Premium saver insurance product - Legal protection insurance - Telemedicine services - COBRA insurance program administration - Notable Requirements: - Each coverage must be bid separately - Insurance carriers must have an A.M. Best rating of A or better - Carriers must pay claims in Texas for at least 5,000 employee lives - Carriers must process 90% of clean claims within 10 working days - Carriers must provide claims information prior to renewal and assist with open enrollment - A schedule of benefits for each quoted plan is required - No specific OEMs or vendors are named; all qualified insurance carriers are encouraged to submit proposals

Description

Erath County is soliciting proposals to provide group medical and related insurance benefits for officials, employees, and dependents for the period from January 1, 2027 through December 31, 2027. The insurance benefits include group medical insurance, retiree medical insurance, dental, vision, accident, cancer, critical illness, disability, hospital indemnity, life and accidental death and dismemberment, emergency transportation, whole life, MERP, premium saver, legal protections, telemedicine, and COBRA insurance program administration. Each coverage must be bid separately. Proposals must be submitted by August 8, 2026, and will be publicly opened on August 10, 2026.

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