Federal Register #2026-14039

FTC Requests Public Comment on Extension of Information Collection for Risk-Based Pricing Rule

The Federal Trade Commission (FTC) is seeking public comment on its proposal to extend the approval for information collection under the Fair Credit Reporting Risk-Based Pricing Rule. - Government Buyer: - Federal Trade Commission (FTC) - OEMs and Vendors: - No OEMs or vendors are mentioned; this is not a procurement opportunity - Products/Services Requested: - Extension of information collection activities related to the Risk-Based Pricing Rule - No products or services are being purchased - Unique or Notable Requirements: - The Rule requires creditors to provide risk-based pricing notices to consumers when credit terms are less favorable based on consumer reports - The notice also references the Informal Dispute Settlement Procedures Rule, which applies to automobile manufacturers and informal dispute settlement mechanisms - Estimated annual burden hours and labor costs for compliance are included, but no procurement is involved - No contract or purchase is being solicited; this is a regulatory information collection extension request

Description

The Federal Trade Commission (FTC) requests an extension for three years of the current Paperwork Reduction Act clearance for its Fair Credit Reporting Risk-Based Pricing Regulations. This extension is necessary as the current clearance expires on July 31, 2026. The Risk-Based Pricing Rule requires creditors to provide notices to consumers when credit terms are less favorable based on consumer reports. The FTC is seeking public comment on this proposed extension by August 12, 2026.

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