Federal Register #2026-13444

FDIC Requests Public Comment on Renewal of Information Collection Activities for Reverse Mortgage and Insurance Sales Disclosures

The Federal Deposit Insurance Corporation (FDIC) is requesting public comment on the renewal of information collection activities related to consumer disclosures for reverse mortgage products and insurance sales by insured state nonmember banks and savings associations. - Government Buyer: - Federal Deposit Insurance Corporation (FDIC) - Focused on regulatory oversight for insured state nonmember banks and savings associations - OEMs and Vendors: - No OEMs or vendors are mentioned; this is not a procurement opportunity - Products/Services Requested: - Renewal of information collection requirements under OMB Control Nos. 3064-0176 and 3064-0140 - Activities include recordkeeping and third-party disclosure for reverse mortgage and insurance sales consumer protections - Estimated annual burden hours are provided for these activities - Unique or Notable Requirements: - Requirements for providing consumer disclosures before sales and at the time of credit application - FDIC is seeking input on the necessity, methodology, and burden of these information collections - No physical products or services are being procured; this is a regulatory renewal

Description

The Federal Deposit Insurance Corporation (FDIC) is inviting public comment on the renewal of existing information collections under OMB Control Nos. 3064-0176 and 3064-0140. These collections relate to disclosures and consumer protections for reverse mortgage products and insurance sales by insured state nonmember banks and savings associations. The notice outlines the estimated annual burden hours and the requirements for providing disclosures to consumers before sales and at credit application. Comments are due by August 31, 2026.

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