Opportunity
Federal Register #2026-13159
SBA Notice: Optional Peg Rate and Maximum Legal Interest Rates for Loans
Buyer
Small Business Administration
Posted
June 30, 2026
Identifier
2026-13159
This notice from the Small Business Administration (SBA) provides updated financial rates relevant to SBA loan programs. - Government Buyer: - Small Business Administration (SBA) - Key Details: - Announces the Optional Peg Rate for SBA loans, set at 4.75% for the upcoming quarter - The Optional Peg Rate is used as a base rate for guaranteed fluctuating interest rate SBA loans - Sets the maximum legal interest rate for Third Party Lender commercial loans funding 504 projects at 6% over the New York Prime rate, or the maximum allowed by state law if lower - No OEMs, vendors, or specific products/services are mentioned - No procurement or award is being announced - Additional administrative information is included regarding disaster declarations and investment company liquidations, but these are not procurement opportunities
Description
The Small Business Administration publishes the Optional Peg Rate quarterly, which is a weighted average cost of money to the government for maturities similar to the average SBA direct loan. This rate may be used as a base rate for guaranteed fluctuating interest rate SBA loans. For the July-September quarter of FY 2026, the rate will be 4.75 percent. Additionally, the maximum legal interest rate for any Third Party Lenders commercial loan funding any portion of a 504 project shall be 6% over the New York Prime rate or the maximum rate permitted by state law if lower.