Federal Register #Docket No. RHS-26-SFH-0100

USDA Rural Housing Service Proposes Rule Change for Financing Homes with Income-Producing ADUs

This proposed rule from the USDA Rural Housing Service (RHS) introduces changes to the Single Family Housing Guaranteed Loan Program (SFHGLP): - Government Buyer: - United States Department of Agriculture (USDA), Rural Housing Service (RHS) - Scope of Rule Change: - Permits financing of single family homes with one or more income-producing Accessory Dwelling Units (ADUs) - Clarifies eligibility for properties with features supporting home-based businesses, provided no commercial real estate features are required - Definitions and Eligibility: - Formal definitions for ADUs and living units are established - Updates eligibility criteria for loan guarantees under SFHGLP - Procurement Details: - No OEMs, vendors, products, or services are requested - No part numbers or purchase quantities are specified - Notable Requirements: - Properties with income-producing ADUs and home-based business features (without commercial real estate requirements) are eligible for loan guarantees - Location: - Rural Housing Service, South Agriculture Building, 1400 Independence Avenue SW, Washington, DC

Description

The Rural Housing Service (RHS), part of the USDA, is proposing a rule to amend the Single Family Housing Guaranteed Loan Program regulations. The changes would allow financing of single family homes that include one or more income-producing Accessory Dwelling Units (ADUs). The proposal also clarifies that properties with features supporting home-based businesses without commercial real estate features are eligible for financing. Comments on the proposed rule are due by June 1, 2026.

View original listing