Federal Register #CFPB20260011

CFPB Request for Comment: Human Trafficking Adverse Credit Reporting Information Collection

The Consumer Financial Protection Bureau (CFPB) is seeking public comment on the reinstatement of an information collection related to the prohibition on including adverse information in consumer reporting for victims of human trafficking. - Government Buyer: - Consumer Financial Protection Bureau (CFPB) - Purpose of Request: - Soliciting feedback on the necessity, accuracy, and burden of an information collection titled 'Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking (Regulation V)' - The collection enables victims of human trafficking to submit documentation to remove adverse information from their credit reports - Products/Services Requested: - No products, OEMs, or vendors are being procured; this is a regulatory information collection activity - Unique/Notable Requirements: - Focused on supporting victims of human trafficking in correcting their credit reports - Public input is requested to ensure the collection is necessary and not overly burdensome - Place of Performance/Delivery: - Activity is managed by the Consumer Financial Protection Bureau (CFPB), a federal office

Description

The Consumer Financial Protection Bureau (CFPB) requests the Office of Management and Budget's (OMB) reinstatement of an information collection titled "Prohibition on Inclusion of Adverse Information in Consumer Reporting in Cases of Human Trafficking (Regulation V)". This collection involves consumer disclosures designed to alert consumers about adverse information furnished to consumer reporting agencies due to human trafficking and establishes a method for victims to submit documentation to remove such adverse information. The CFPB is soliciting public comments on the necessity, accuracy, and burden of this information collection by April 29, 2026.

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