Federal Register #2026-06098

SBA Notice: Optional Peg Rate and Maximum Interest Rates for SBA Loans

This notice from the Small Business Administration (SBA) provides updated interest rate information relevant to SBA loan programs: - Government Buyer: - Small Business Administration (SBA) - Key Details: - Announces the Optional Peg Rate for SBA guaranteed fluctuating interest rate loans, set at 4.50% for the specified quarter - Details the maximum legal interest rate for Third Party Lenders' commercial loans funding 504 projects - Maximum is 6% over the New York Prime rate or the maximum allowed by state law - No OEMs, vendors, or specific products/services are mentioned - No procurement or award is being announced; this is a regulatory notice - Notice is published in the Federal Register and is relevant for lenders and borrowers involved in SBA loan programs

Description

This notice from the Small Business Administration announces the publication of the Optional Peg Rate, an interest rate used as a base for guaranteed fluctuating interest rate SBA loans. The rate for the April to June quarter of fiscal year 2026 is set at 4.50 percent. The notice also outlines the maximum legal interest rate for Third Party Lenders commercial loans funding 504 projects, which is 6% over the New York Prime rate or the maximum rate allowed by state law. This information is important for lenders and borrowers involved in SBA loan programs.

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