Federal Register #2026-05959

Proposed Rulemaking: Modernization of Capital Requirements for Large Banking Organizations

This notice announces a proposed rulemaking by the Treasury Department, Office of the Comptroller of the Currency (OCC), Federal Reserve System, and Federal Deposit Insurance Corporation (FDIC) regarding capital requirements for large banking organizations. - Government Buyers: - Treasury Department - Office of the Comptroller of the Currency (OCC) - Federal Reserve System - Federal Deposit Insurance Corporation (FDIC) - No OEMs or vendors are referenced, as this is a regulatory action, not a procurement. - No products or services are being requested; the notice seeks public comment on proposed regulatory changes. - Notable Requirements: - Focus on modernizing and enhancing the risk sensitivity and consistency of capital requirements for Category I and II banking organizations, especially those with significant trading activity - Aims to simplify the regulatory capital framework and revise market risk capital requirements - Seeks to improve safety, soundness, and financial stability of covered banking organizations while supporting lending and financial intermediation

Description

This notice of proposed rulemaking by the Office of the Comptroller of the Currency, the Board of Governors of the Federal Reserve System, and the Federal Deposit Insurance Corporation aims to modernize capital requirements for Category I and II banking organizations, including those with significant trading activity. The proposal seeks to enhance risk sensitivity, consistency, and simplify core components of the regulatory capital framework. It is intended to support the safety and soundness of covered banking organizations and promote financial stability and lending activities across economic conditions. Comments on the proposal are due by June 18, 2026.

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