Higher Education Loan Authority of the State of Missouri (MOHELA)

MOHELA (the Higher Education Loan Authority of the State of Missouri) is a state-created public instrumentality that provides student loan servicing and borrower support. Its services include account management, payment processing, repayment-plan information, document submission, and support related to deferment, forbearance, and loan forgiveness programs. MOHELA services Federal Direct Loans, FFELP accounts, and its CASH Loan portfolio, with separate online and customer-service channels for different loan types.