Federal Legislation
Congress Advances Housing for the 21st Century Act
January 15, 2026
Congress has advanced the Housing for the 21st Century Act (H.R. 6644), a comprehensive federal legislative package designed to increase affordable housing supply nationwide by modernizing zoning, streamlining federal and local housing processes, updating key federal housing programs, and expanding financing options. The Act also enhances borrower protections, strengthens oversight of housing providers, and promotes innovation in housing construction with a focus on both urban and rural communities. It includes grant programs for accelerating home building through pre-reviewed housing design pattern books, planning and implementation grants for affordable housing, and pilot grants for temperature sensor programs in federally assisted rental units.
- Why this matters: Procurement professionals should anticipate new grant opportunities and programmatic changes from HUD, USDA, VA, FHA, GNMA, and FNMA that will require updated contracting strategies and compliance with modernized housing standards.
- The Act encourages local flexibility and reduced regulatory barriers, which may lead to increased demand for innovative construction methods and housing-related services.
- Organizations involved in affordable housing development, construction, and technology solutions for public housing agencies should evaluate how these grants and program updates can align with their business development plans.
- Procurement teams should note that participation in certain programs remains voluntary for states and localities, as clarified by the Act's protections against adverse actions for non-adoption of guidelines or best practices.
Nothing in this section may be construed to permit the Department of Housing and Urban Development to take an adverse action against or fail to provide otherwise offered actions or services for any State or locality if the State or locality declines to adopt a guideline or best practice under subsection (c).
— Housing for the 21st Century Act
Agencies
Department of Housing and Urban Development, Department of Agriculture, Department of Veterans Affairs, Federal Housing Administration, Government Accountability Office
Contracts
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Locations
Sources
- H. Rept. 119-457 - HOUSING FOR THE 21ST CENTURY ACT · congress · Jan 15
- H. Rept. 119-457 - HOUSING FOR THE 21ST CENTURY ACT · congress · Jan 15