# World Bank Recommends Modular Digital Wallets

A World Bank policy note advises governments to procure national digital wallets as interoperable ecosystems rather than monolithic government apps, recommending open standards, modular procurement, and phased rollouts. It identifies no active solicitation, contract value, or procurement contact, but signals a direction for future public-sector digital identity programs and the suppliers serving them.

- Agencies planning digital wallet procurements can structure work in modular phases and specify open standards to support interoperability and vendor neutrality.
- Contractors may find opportunities across credential services, trust frameworks, system integration, privacy, and accessibility rather than only end-to-end app delivery.
- Procurement teams can use these recommendations to assess whether proposed architectures and contract structures avoid rigid, single-vendor dependencies.

**Jurisdictions:** international
**Industries:** Information Technology
**Topics:** Digital Infrastructure
**Published:** November 09, 2026

### Government Entities
- World Bank
- European Union (EU)

### Sources
- [A new World Bank policy note urges governments to treat national digital wallets as ecosystems, not just government apps. It recommends open standards, modular procurement and phased rollouts.

#DigitalWallets #DigitalID

https://t.co/XXKEJKsAYe](https://x.com/BiometricUpdate/status/2119895872594973018) - twitter-fed-procurement