# Federal Reserve Holds Rates Steady

The Federal Reserve kept interest rates unchanged while inflation remained elevated and said it would assess additional information before deciding whether to raise rates. The decision does not create a procurement action, contract opportunity, or agency buying requirement, but it may affect contractors’ borrowing costs, financing assumptions, and pricing. Contractors can use the unchanged rate as a current input to cost and financing estimates while recognizing that future rate decisions remain uncertain.

- Contractors should review how interest-rate assumptions affect financing costs and pricing in proposals and ongoing cost estimates.
- The Federal Reserve’s next decision could change those assumptions; the signal provides no timing for a rate change or procurement-specific follow-up.

**Jurisdictions:** federal
**Published:** October 29, 2026

### Government Entities
- Federal Reserve (Fed)
- Federal Open Market Committee (FOMC)

### Sources
- [The Federal Reserve held interest rates steady - The Washington Post](https://www.washingtonpost.com/business/2026/10/28/federal-reserve-held-interest-rates-steady) - The Washington Post