# DCUC Urges Congress to Advance Credit Union Reforms

The Defense Credit Union Council (DCUC) is urging Congress to include three credit-union reforms in the FY2027 National Defense Authorization Act or other must-pass legislation before the 119th Congress ends. The proposals would expand veteran business lending, improve credit unions’ access to emergency liquidity, and allow longer loan terms. This is a legislative advocacy effort, not a solicitation or contract opportunity; its relevance to procurement professionals is indirect, through potential changes to credit-union financing capacity and services for veterans, families, and military communities.

- Credit unions and financial-services organizations serving veteran-owned businesses may be affected if Congress advances the proposed lending and liquidity changes.
- The reforms could influence access to financing and repayment options for veteran entrepreneurs and families, but the signal does not specify implementation details or a procurement mechanism.
- Contractors should not interpret the advocacy push as a federal contract opportunity; the identified action is legislative, with DCUC seeking congressional action through the FY2027 NDAA or another must-pass bill.

**Jurisdictions:** federal
**Topics:** Policy
**Published:** October 06, 2026

### Government Entities
- United States Congress (Congress)
- National Credit Union Administration (NCUA)

### Key Quotes
> Credit union leaders and members can explain exactly what these reforms would mean in their communities. Sharing the Action Alert and contacting congressional offices brings those needs into the legislative conversation. A local example of a veteran seeking business financing or a family needing more flexible repayment terms can help staff understand why Congress should act.
> — John Alexander, DCUC deputy chief advocacy officer

> Congress needs to finish the job on these bipartisan reforms. Veterans building businesses and families working to make ends meet deserve action. Put these provisions in the NDAA or another must-pass bill and get them signed into law before this Congress ends. Financial readiness is part of military readiness, and removing outdated barriers to responsible lending is a practical way to support it. We are mobilizing our members to make that case directly to lawmakers and their staff. Every DCUC member credit union has a voice in this fight, and we need them to use it.
> — Jason Stverak, DCUC chief advocacy officer

### Sources
- [DCUC Launches Grassroots Push For Credit Union Reforms In NDAA](https://www.cutoday.info/Fresh-Today/DCUC-Launches-Grassroots-Push-For-Credit-Union-Reforms-In-NDAA) - CU Today