# CAI Rejects Incomplete Subcontractor Insurance

Computer Aid (CAI) did not accept a subcontractor’s certificate of insurance because it lacked Cyber Liability and Professional Liability coverage. The subcontractor obtained insurance through a third-party agent offering Hartford coverage; the discussion advises confirming CAI’s coverage requirements with the agent, adding the missing coverage, and resubmitting the certificate. No contract value, deadline, or government agency is identified.

- Subcontractors seeking CAI approval should verify that both named coverages appear in their insurance documentation before resubmitting.
- Insurance agents and firms supporting subcontractors can use this example to confirm client-specific certificate requirements early in the approval process.
- The signal describes CAI’s review of one certificate; it does not establish a universal requirement for other contractors or procurements.

**Jurisdictions:** federal
**Published:** October 03, 2026

### Vendors
- Computer Aid (CAI) (Subcontractor approval authority)
- Hartford (Insurance provider)

### Key Quotes
> The CAI (Computer Aid) agent keeps saying that we are missing Cyber Liability and Professional Liability coverage.
> — Original poster

> Then talk to your agent about adding cyber and professional liability to your coverage.
> — Community commenter

### Sources
- [Computer Aid’s subcontractors COI](https://www.reddit.com/r/GovernmentContracting/comments/1wwps8a/computer_aids_subcontractors_coi) - reddit-governmentcontracting