# OPM Releases 2027 Health Plan Premiums

OPM’s 2027 FEHB and PSHB plan and premium information points to an average 10.9% increase in what FEHB participants pay toward premiums. Community reports describe steeper MHBP increases—63% for Self Only and about 84% for Self Plus Family—along with higher cost sharing and discontinuation of its Consumer plan with an HSA. These plan-specific reports have not all been independently verified; commenters also report differing changes in the government contribution share and describe GEHA’s HDHP as retaining its coverage design while increasing its HSA contribution. No solicitation or contract award is identified, but potential enrollment shifts could affect federal benefits administration and health-plan providers’ participation and pricing strategies.

- Benefits administrators and plan providers should account for the reported premium and coverage differences when assessing likely plan-selection changes; employees are advised in the signals to compare total premiums, cost sharing, and covered services using official 2027 materials.
- MHBP’s reported price and benefit changes may increase scrutiny of plan value and could prompt some enrollees to consider alternatives such as BCBS Basic, although individual choices will depend on final plan details and coverage needs.
- NARFE warns that higher premiums alongside workforce pressures could affect federal recruitment and retention, a consideration for agencies planning benefits communications and workforce strategy.
- Commenters expect further plan details in November; the signals do not identify a specific procurement opportunity or contract action.

**Jurisdictions:** federal
**Industries:** Healthcare
**Published:** October 01, 2026

### Government Entities
- U.S. Office of Personnel Management (OPM)
- Federal Employees Health Benefits Program (FEHB)
- United States Postal Service (USPS)

### Vendors
- MHBP (FEHB health-plan option)
- Blue Cross Blue Shield (BCBS) (FEHB health-plan provider)
- Government Employees Health Association (GEHA) (FEHB health-plan provider)

### Key Quotes
> With federal employees facing a proposed pay freeze for 2027 and increased workloads due to a more than 10% downsizing of the federal workforce in 2025, news of substantial premium hikes further erodes the appeal of federal employment.
> — William Shackelford (NARFE national president)

> For the self-only plan, MHBP is going from a $6k to an $8k out-of-pocket maximum, and the deductible is increasing from $350 to $500.
> — Community commenter (username not provided)

> For MHBP Family, my premium goes from: $218.20 → $400.78 every two weeks. That’s $4,747 more per year.
> — Original poster

### Sources
- [FEHB/PSHB 2027 Premiums are out](https://www.reddit.com/r/fednews/comments/1wuapmc/fehbpshb_2027_premiums_are_out) - reddit-fednews
- [Federal health insurance enrollees will pay 10.9% more, on average, toward premiums in 2027](https://www.reddit.com/r/fednews/comments/1wuxx5p/federal_health_insurance_enrollees_will_pay_109) - reddit-fednews
- [2027 FEHB increase isn’t just premiums, look at how much the government’s share is dropping](https://www.reddit.com/r/FedEmployees/comments/1wuk3mu/2027_fehb_increase_isnt_just_premiums_look_at_how) - reddit-fedemployees