# New Hampshire Insurance Department Revises Auto Policy Termination Rules

The New Hampshire Insurance Department (NHID) issued a bulletin clarifying insurer obligations under RSA 417-A:5 concerning termination of personal auto insurance policies for nonpayment of renewal premiums. Insurers operating in New Hampshire must provide a legally compliant termination notice that includes a minimum 10-day cure period before coverage termination. The bulletin mandates that insurers revise any noncompliant termination notices by October 1, 2026, to avoid administrative penalties. This directive impacts insurers' policy administration processes and compliance frameworks within the state.

- **Why this matters:** Insurers and related service providers must update their termination notice procedures to meet NHID requirements by the October 1, 2026 deadline.
- Procurement professionals supporting insurance companies should ensure contract deliverables and compliance monitoring tools reflect these updated regulatory requirements.
- Organizations providing policy administration software or compliance services in New Hampshire may find new opportunities to assist insurers in meeting these mandates.
- Clear communication channels with NHID, including the provided contacts, are essential for addressing questions and ensuring adherence to the revised rules.

**Jurisdictions:** sled
**Industries:** Professional Services
**Topics:** Regulatory Compliance
**Published:** September 27, 2026

### Government Entities
- New Hampshire Insurance Department (NHID)

### Key Quotes
> Insurers must provide the legally required notice and an opportunity to cure the nonpayment before terminating coverage.
> — D.J. Bettencourt, Insurance Commissioner

> Clear and consistent termination procedures are important for consumers and insurers alike.
> — Keith Nyhan, Deputy Insurance Commissioner

### Sources
- [New Hampshire Insurance Department Issues Bulletin on Auto Policy Termination for Nonpayment at Renewal | New Hampshire Insurance Department](https://www.insurance.nh.gov/news-and-media/new-hampshire-insurance-department-issues-bulletin-auto-policy-termination) - NH