# North Carolina Investigates Insurance Fraud Scheme

The North Carolina Department of Insurance (NCDOI) is actively investigating a multi-county automobile insurance fraud scheme involving Joshua Alexander Willis, who has been charged with multiple felonies related to fraudulent insurance policies used to purchase vehicles under false identities. This investigation spans several counties including Mecklenburg, Union, and Gaston, highlighting the state's commitment to combating insurance fraud to control insurance premiums and protect market integrity.

- Procurement and contracting professionals should be aware of increased scrutiny and enforcement actions by NCDOI that may impact insurance-related service contracts and vendor compliance requirements.
- Insurance companies and contractors working with state agencies may face heightened due diligence and fraud prevention mandates, influencing contract terms and risk management strategies.
- Organizations providing investigative, forensic, or compliance services could find opportunities supporting state efforts to detect and prevent insurance fraud.
- The availability of dedicated fraud reporting contacts at NCDOI indicates a structured approach to fraud management, which may lead to expanded procurement needs in investigative technology and professional services.

**Jurisdictions:** sled
**Industries:** Public Safety
**Topics:** Regulatory Compliance
**Published:** September 21, 2026

### Government Entities
- North Carolina Department of Insurance (NCDOI)
- Union County Sheriff's Office

### Key Quotes
> Insurance fraud is not a victimless crime. I’m fighting this aggressively to help hold down future rate increases.
> — Mike Causey, North Carolina Insurance Commissioner

### Sources
- [Charlotte man charged in multi-county insurance fraud scheme | NC DOI](https://www.ncdoi.gov/news/press-releases/2026/09/21/charlotte-man-charged-multi-county-insurance-fraud-scheme) - NC