# Franklin Ionwave #2027-007

Employee life, AD&D, and short- and long-term disability insurance for the City of Franklin

**Posted:** November 12, 2026
**Respond By:** December 03, 2026
**Identifier:** 2027-007
**NAICS:** 524113, 524128, 524210

The City of Franklin is seeking employee life, AD&D, and disability insurance coverage and administration under Solicitation 2027-007.
- **Government buyer:** City of Franklin, Tennessee — Purchasing Office.
- **Requested services:** Voluntary and group term life insurance, supplemental life and accidental death and dismemberment (AD&D), voluntary short-term disability, and long-term disability for City employees. No part numbers or enrollment quantities are specified; the City reports 780 full-time employees.
- **Current providers named:** Securian Financial provides life and AD&D coverage; Madison National Life provides voluntary disability; OCHS, Inc. administers benefits. These are identified as current providers, not as selected providers for this solicitation. No proposed insurer is named.
- **Notable requirements:** Short-term disability must match the current maximum weekly benefit of $1,100. Services include plan administration, employee and City support, online access, customer service, and transition and enrollment support.
- **Term and rates:** Three initial policy years, with up to two mutually agreed one-year extensions. Rates are fixed for the initial three policy years; extension pricing is subject to negotiation.
- **Document inconsistency:** A sample agreement also refers to recyclables processing and disposal services, which appears unrelated to this insurance solicitation and provides no provider or service quantities.

### Description

The City of Franklin seeks proposals for voluntary and group term life insurance with accidental death and dismemberment (AD&D), plus short-term and long-term disability benefits for employees. The selected provider will furnish the services effective July 1, 2027; rates are firm-fixed for the initial three policy years, with later rates subject to negotiation. Proposals are due December 3, 2026, at 2:00 PM Central Time, and must follow the RFP and its accompanying procurement requirements, including specified forms and insurance requirements. The award is planned for a responsible proposer whose responsive proposal best meets the City’s needs.

[View original listing](https://franklintn.ionwave.net/PublicDetail.aspx?bidID=165&SourceType=1)