# Federal Register #2026-22495

FDIC Seeks Comments on Proposed Large-Bank Deposit Insurance Rule Changes

**Buyer:** Federal Deposit Insurance Corporation (FDIC)
**Posted:** November 04, 2026
**Respond By:** January 04, 2027
**Identifier:** 2026-22495

The FDIC is seeking public input on proposed changes to deposit-insurance determination rules for large banks.
- **Government buyer:** Federal Deposit Insurance Corporation (FDIC); no sub-agency or office is identified.
- **Opportunity type:** Proposed rulemaking, not a procurement solicitation or award.
- **Proposed changes:** Rescind 12 CFR part 370, revise requirements in 12 CFR 360.9, and index specified regulatory thresholds to inflation.
- **Requirements:** Larger covered institutions would collect and maintain certain depositor and customer data. The proposal includes exemptions, extensions, and safe-harbor treatment in specified circumstances.
- **OEMs and vendors:** None identified; no products, services, quantities, or part numbers are requested.

### Description

The FDIC is seeking comments on proposed changes to its deposit insurance determination regulations. The proposal would remove 12 CFR part 370, revise 12 CFR 360.9 to update requirements for covered institutions, and index specified regulatory thresholds to inflation. It includes requirements for larger covered institutions to collect and maintain certain depositor and customer data, with provisions for exemptions and extensions. Comments are due January 4, 2027.

[View original listing](https://www.federalregister.gov/documents/2026/11/04/2026-22495/large-bank-deposit-insurance-determination-modernization)