# Federal Register #2026-22537

NCUA seeks comments on removing an outdated commercial lending regulation

**Buyer:** National Credit Union Administration
**Posted:** November 04, 2026
**Respond By:** January 04, 2027
**Identifier:** 2026-22537

The National Credit Union Administration (NCUA) is seeking comments on a regulatory change affecting federally insured credit unions.
- **Government buyer:** National Credit Union Administration (NCUA), Board.
- **Action:** Removes the obsolete transitional provision in 12 CFR 723.9 concerning member business loans and commercial lending by federally insured credit unions.
- **Effect:** Aims to reduce regulatory complexity and simplify compliance; previously grandfathered outstanding loans remain grandfathered.
- **Procurement items:** No products, services, OEMs, vendors, part numbers, or quantities are identified. This is a regulatory action, not a procurement.

### Description

The NCUA Board is amending regulations governing member business loans and commercial lending for federally insured credit unions. The interim final rule removes the outdated transitional provisions in 12 CFR 723.9, which addressed previously approved waivers and existing enforcement constraints. The NCUA says removing the provision reduces regulatory complexity, improves clarity, and simplifies compliance. The rule is effective November 4, 2026, and comments are due January 4, 2027.

[View original listing](https://www.federalregister.gov/documents/2026/11/04/2026-22537/member-business-loans-commercial-lending)