# De Soto County Demandstar #26-23-00RFP

DeSoto County banking, cash management, and optional lockbox services

**Posted:** October 29, 2026
**Respond By:** November 12, 2026
**Identifier:** 26-23-00RFP
**NAICS:** 522110, 522130, 522190, 522320

DeSoto County is seeking a banking partner to manage county accounts, cash, payments, and optional EMS lockbox and purchasing-card services.
- Buyer: DeSoto County Board of County Commissioners, Purchasing Department, DeSoto County, Florida.
- Named prospective banking providers/planholders: Crews Bank & Trust, Suncoast Credit Union, SunTrust, TD Bank, N.A., and Truist Bank. Onvia, Inc. – Content Department is also listed as a planholder; no provider has been selected.
- Requested products and quantities:
  - 4,000 laser-printed checks per fiscal year; 24 books of deposit slips/tickets; 10 plain deposit bags; 4 endorsement stamps; and 1,000 cash/change envelopes.
  - One remote deposit capture scanner, Teller Scan TS-240. The documents do not identify its manufacturer.
- Banking services include consolidated operating, grant, payroll, reserve, trust, flexible-spending, donations, and EMS lockbox accounts; the County may add accounts or divide services among institutions.
- Cash management: automatically invest collected consolidated-account funds above the required $30 million minimum daily operating balance in an overnight repurchase agreement or money market. Quote the return relative to the Federal Funds Rate; alternatives must comply with County investment policy.
- Technology and processing: secure online access to balances and check images; transfers, stop payments, wires, ACH, Positive Pay, direct deposits, and reporting; same-day processing of accepted transactions; CSV reporting; and transaction downloads compatible with Tyler Technologies ERP Pro 9. The specified environment uses Windows 11 Pro and Microsoft Edge, Google Chrome, or Firefox.
- Account support includes reconciliation, monthly statements and account analysis, interest posting, returned-item notifications, wire confirmations, disaster-recovery information, and same-day availability for incoming Federal Reserve wires. U.S. Treasury checks must be made available the same day when requested.
- Payroll services must support weekly direct deposit for approximately 200 employees, occasional printed checks, and ACH debit transmittals. Employee credit cards must have no annual fee or charges.
- Optional EMS lockbox service covers an average of 200 billed accounts monthly and a $25,000 average monthly balance; requested features include front-and-back imaging, daily transaction access, 90-day online image availability, and balance transfers to correct misposted or misdirected payments. Providers are also asked to describe optional purchasing-card services.
- Provider qualifications include Florida Qualified Public Depository status, applicable charter and FDIC-insurance requirements, Federal Reserve connectivity, financial statements and credit ratings, and a principal branch in DeSoto County. Financing bids must be competitive and have no prepayment penalties.
- Term: three-year initial agreement with two optional one-year renewals, for a maximum of five years. The County may award all or selected services to one or multiple institutions.

### Description

DeSoto County is seeking proposals from qualified financial institutions to provide banking services for its operating, grant, payroll, other, and lockbox accounts. The initial contract term is three years, with two optional one-year renewals, for a potential maximum term of five years; the County may award all services to one institution, multiple institutions, or select individual services. Services include daily transaction processing and reporting, online banking, wire and ACH services, overnight investment of collected funds above a $30 million minimum daily operating balance, and account reconciliation. Proposals must be submitted sealed by November 12, 2026, at 2:00 p.m. Eastern Time, with the specified original, copies, and electronic copy.

[View original listing](https://www.demandstar.com/app/limited/bids/555826/details)