# Simpler Grants.gov #DHS-26-MT-029-000-98

FEMA FY 2026 Flood Mitigation Assistance Grants

**Buyer:** Federal Emergency Management Agency
**Posted:** October 22, 2026
**Respond By:** February 26, 2027
**Identifier:** DHS-26-MT-029-000-98

FEMA’s FY 2026 Flood Mitigation Assistance program offers grants to reduce repetitive flood damage to buildings and structures insured by the National Flood Insurance Program (NFIP).
- Government buyer: U.S. Department of Homeland Security (DHS), Federal Emergency Management Agency (FEMA), Resilience, Hazard Mitigation Directorate (HMD), Hazard Mitigation Assistance Division (HMA).
- Funding: An estimated $400 million, allocated as follows:
  - $20 million for capability and capacity building.
  - $260 million for localized flood risk reduction projects.
  - At least $120 million for individual flood mitigation projects.
- FEMA anticipates 40 awards and 725 subawards; the stated expected award range is $20 million to $260 million.
- Eligible applicants include NFIP-participating states, U.S. territories, the District of Columbia, federally recognized tribal governments, and eligible local governments. Local governments apply through their state or territory.
- Applications must meet applicable eligibility requirements, including hazard mitigation planning and demonstrating project cost-effectiveness and NFIP benefits. A 75% federal and 25% non-federal cost share generally applies, with exceptions for qualifying properties.
- No OEMs, commercial vendors, physical products, or product part numbers are identified; this is a grant program.

### Description

The Flood Mitigation Assistance (FMA) grant program provides federal funding to states, U.S. territories, federally recognized tribal governments, and local governments. It supports activities intended to reduce or eliminate repetitive flood damage to buildings and structures insured by the National Flood Insurance Program in participating communities. Funding may support a variety of flood mitigation activities to lower policyholder flood risk and reduce the NFIP’s financial exposure. The notice lists expected award amounts of $20,000,000 to $260,000,000 and total program funding of $400,000,000.

[View original listing](https://simpler.grants.gov/opportunity/364124)