# Garland Ionwave #REQ00003255

City of Garland seeks group stop-loss insurance for employees and retirees

**Posted:** October 08, 2026
**Respond By:** November 03, 2026
**Identifier:** REQ00003255
**NAICS:** 524130

The City of Garland is seeking proposals for group stop-loss insurance for its employee and retiree medical plans.
- **Buyer:** City of Garland, Texas.
- **Service requested:** Group stop-loss insurance supporting existing medical benefit plans; quotes should match current benefits, with improved alternatives also permitted.
- **Covered population:** Approximately 2,162 active employees, 253 retirees, and 3 COBRA participants.
- **Named providers and vendors:** **Blue Cross and Blue Shield of Texas (BCBSTX)** is the incumbent medical third-party administrator and stop-loss carrier; Prime is the incumbent pharmacy benefit manager; HUB International is the City’s benefits consultant. These are identified as current providers, not selected awardees.
- **Proposal requirements:** Provide quotes net of commissions and describe services, account and service team, financial information and applicable ratings, and implementation approach. Employee information must be protected in accordance with the City’s security expectations. Underwriting materials are available by request.
- **Evaluation:** Best value, considering completeness, services, experience, budget, and references.
- **Term:** One initial year with up to two optional one-year renewals; renewals are not guaranteed.

### Description

The City of Garland is seeking proposals from providers for stop loss insurance covering its employees and retirees. Proposals should quote coverage matching current benefits and may also offer alternatives that improve on current benefits. The insurance is intended to support the City’s existing employee benefit plan arrangements, with the chosen plans intended to take effect January 1, 2027. The initial contract term is one year, with up to two optional one-year renewals.

[View original listing](https://garlandtx.ionwave.net/PublicDetail.aspx?bidID=4122&SourceType=1)