# Alberta Purchasing #RFP 27.32

ATB Financial RFP for Enterprise Decisioning Engine Solution

**Posted:** September 16, 2026
**Respond By:** October 13, 2026
**Identifier:** RFP 27.32
**NAICS:** 541511, 541512, 541513

ATB Financial, a government-owned financial institution in Alberta, Canada, is seeking proposals for a modern enterprise decisioning engine solution to replace its legacy credit underwriting system.
- Government Buyer:
  - ATB Financial (Alberta, Canada)
- Products and Services Requested:
  - Enterprise Decisioning Engine Software
    - Modern, scalable, high-performance platform for automated underwriting and credit decisioning
  - Implementation Services
    - Deployment of the new decisioning engine for retail and small/medium business credit operations
  - Logic Migration Services
    - Migration of existing underwriting logic to the new platform
  - Training Services
    - Training for ATB Financial staff on the new solution
  - Ongoing Support Services
    - Support and maintenance for the solution
- Notable Requirements:
  - Solution must execute real-time rules, risk scorecards, and pricing calculations
  - Must serve as central automated underwriting system for multiple business lines
  - No specific OEMs or vendors named; open and competitive procurement
- Scope covers both software platform and associated services (implementation, migration, training, support)

### Description

This RFP seeks one or more proponents to negotiate a formal agreement for providing a modern, scalable, and high-performance Enterprise Decisioning Engine. The solution will include implementation, logic migration, training, and ongoing support services. It will serve as ATB's central automated underwriting system for retail and small/medium business credit operations, replacing the legacy decision engine. The procurement is open and competitive, with responses due by October 13, 2026.

[View original listing](https://purchasing.alberta.ca/posting/AB-2026-06336)