Mohave County EBT - 09/30/2026

The Mohave County Employee Benefit Trust Board met on September 30, 2026. The board approved the 2026–27 trust budget, the risk management plan, the incurred-but-not-reported report, and a 4.5-month contingency reserve target, reducing the recommended total reserve to about $8.99 million. Staff reported that claims expenses had exceeded projections, with health insurance claims a major driver. The board also approved terminating an employee’s ineligible dependent coverage effective September 30, 2026, and offering a $10,000 settlement for claims paid during the ineligible period.

On benefit services, the board authorized the HR director to execute, subject to county attorney review, a flexible spending account administration contract effective January 1, 2027; the vendor was not clear in the transcript. It approved additional traumatic-event counseling services for first responders, with an optional enhanced on-site service described at $250 per hour for a local counselor or $360 per hour when travel is required, for eight hours monthly under a 12-month agreement. The board also voted to ask the Board of Supervisors to consider authorizing a feasibility analysis of joining the Northern Arizona Employee Benefit Trust; the cost of underwriting was not provided. The risk management plan notes that Navitus was selected through an RFP process and that related audits will be reported at future meetings.