A New Option For Health Insurance | LPPS District Download #5

This LPPS Board meeting podcast episode from September 25, 2026, focused on introducing a new health insurance option for Livingston Parish Public Schools employees. The discussion centered on the rising premiums from the Office of Group Benefits (OGB), which have increased by 7.75% for 2027 and 32.75% since 2023, impacting employee costs. To address affordability and coverage concerns, the district is offering a supplemental GAP insurance plan that pairs with the OGB's HRA 1000 medical plan. The school board will cover the employee portion of the GAP plan premium, while employees may pay for dependent coverage. This GAP plan helps cover out-of-pocket expenses such as co-pays, deductibles, and co-insurance, significantly reducing employees' financial burden without affecting their existing prescription drug coverage or vesting status. The meeting emphasized the benefits of premium savings and enhanced coverage, with plans for employee education and open enrollment support sessions to facilitate informed choices.