9/24/26 Morgan County Group Insurance Meeting

The Morgan County Group Insurance Board met on September 24, 2026, to review and discuss the county's group health insurance plans, including stop-loss insurance renewals, premium equivalents, and vendor selections for dental and vision coverage. The board reviewed detailed financial and claims data, noting a projected 26.9% increase in stop-loss premiums with Tokyo Marine, and considered options to adjust the specific deductible from $125,000 to $135,000 or $150,000 to manage costs. They also evaluated alternative dental vendors but ultimately recommended continuing with Delta Dental and Vision Service Plan due to network disruption concerns and minimal cost savings from switching. The board voted to keep premium equivalents at the midpoint funding level and maintain employee contributions flat. Additionally, they discussed offering a new payroll-deducted clinic benefit with a monthly cost per adult and child, which received positive feedback. Overall, the meeting focused heavily on insurance contract renewals, cost management strategies, and vendor decisions impacting the county's employee benefits program.