Primary Election Canvass for June 2, 2026 Primary Election 6-16-26

The Lewis and Clark County commissioners held a meeting on June 16, 2026, primarily to review and discuss the annual insurance renewal proposal presented by Mako, the county's insurance pool provider. The discussion focused on the benefits of pooling, rate increases primarily due to updated property appraisals, and coverage options including liability, property, vehicles, and equipment. The county faces a 13% rate increase driven by higher property values, with a 7.5% increase in liability base rates and a three-year fixed rate for fidelity and crime coverage. Commissioners expressed concerns about rising premiums and fees, including agent commissions, and discussed exploring alternative property casualty insurance options in the private market to ensure fiduciary responsibility and cost savings. A motion was passed to have staff and the insurance agent research and report back on market options for property and casualty coverage before the policy renewal deadline, with the intent to maintain liability coverage with Mako while potentially seeking better property insurance terms. The meeting included detailed explanations of deductibles, risk management services, claims history, and coverage nuances such as historic building valuations and builder's risk policies.