LIVE STREAM: August 13, 2026 | Risk Management & Insurance Committee Meeting | SCPPS

The St. Charles Parish Public Schools Risk Management & Insurance Committee met on August 13, 2026, to discuss proposed changes to the Medicare Advantage plan design options, revisions to board policy 4.6.13 regarding retiree insurance premiums, and the potential change of the health plan renewal date from May 1 to July 1. The committee reviewed several plan design options presented by Humana and USI representatives, focusing on balancing cost savings for the district with minimal disruption to retirees. Options included adjustments to medical and pharmacy benefits, such as introducing deductibles and copays, with the goal of reducing premium increases while maintaining a rich benefit package. The committee leaned toward moderate changes (option B or C) to the medical plan without altering pharmacy benefits to protect retirees from significant out-of-pocket costs. They also discussed policy changes to better align retiree and spouse premium contributions with state statutes and considered the operational and financial impacts of shifting the insurance renewal date, ultimately recommending this change be included in the district's long-range strategic plan for implementation by 2028-29. The committee requested a summary of discussions for full board consideration and emphasized transparent communication with retirees about any plan changes.