Health Insurance 8-27-2026

The LaSalle County Board Insurance Committee held a meeting on August 27, 2026, primarily focused on reviewing and approving health insurance plans, renewals, and related contracts for 2027. The committee discussed detailed reports on medical and pharmacy claims, stop-loss insurance market challenges, and negotiations with Blue Cross Blue Shield and other carriers. They reviewed renewal proposals, including fixed costs, claims trends, and pharmacy rebates, ultimately recommending renewal with Blue Cross with a modest 2% overall increase after negotiations. The committee also considered dental insurance renewal options with Delta Dental, opting for a two-year contract with a 4% increase to provide rate stability. Additionally, they reviewed post-65 retiree Medicare Advantage plans and approved continuation with current providers, noting competitive pharmacy proposals but concerns about volatility with new entrants. The HealthJoy navigation program contract was amended and approved for renewal with cost adjustments. The committee passed motions to approve all these insurance plans, rates, and related resolutions to forward to the full board. The meeting concluded with scheduling the next meeting for September 28, 2026, to finalize budget presentations and related matters ahead of open enrollment.