Employee Benefits Trust Workshop | August 6, 2026

The City of Kerrville held an Employee Benefits Trust Workshop on August 6, 2026, focusing on proposed changes to employee health insurance plans. Staff and consultants presented a comparison between the current fully insured plans and proposed self-funded plan designs, including a co-pay plan and a Health Savings Account (HSA) plan. Key procurement-related discussions included the potential selection of Kempton as the third-party administrator if the council approves the self-funded route on August 11. The presentation highlighted plan design changes such as increased emergency room copays, specialty drug costs, and out-of-network charges, alongside efforts to educate employees on appropriate healthcare usage. The city aims to reduce premium increases from over 30% under fully insured plans to around 7-10% with self-funded options, maintaining city contributions at similar levels. Employee feedback sessions were noted, with emphasis on ongoing education and minimizing negative impacts during the transition. No formal votes were taken during this workshop, but the council was preparing for a decision on the self-funded plan implementation in the near future.